Joining the CBA of GA for Connect 2022

Affinity Bank would like to extend its warmest regards to the Community Bankers Association of Georgia. We were able to attend  their Connect 2022 convention, and it was nothing short of wonderful. Our Senior VP of Commercial Lending, Chris Cochran, attended on our behalf; his takeaways from the engagement show just how well it was … Read more

The Three Bank Accounts Every Business Needs

3 Owning a business of any size comes with what feels like a laundry list of considerations. There are so many different moving parts that require all of your staff’s attention. In this case, it helps to have dependable, efficient resources that make life easier for all parties involved. Here are the top three bank … Read more

Deferment Vs Forbearance

So let’s say you’re in a bit of a bind with your current loans.  You’ve exhausted all other options, and you’re still short the required payment amount. Maybe it’s taking too much of a toll meeting these requirements on a monthly basis. Luckily, you aren’t out of options yet. For example, you can request a … Read more

Understanding Your Loan Deferment

At first glance, a loan deferment is a saving grace for those struggling under steep financial strain. And yes, it is true that these can be true leg up in a time of need. However, you’ll want to have a full understanding of what taking on a loan deferment means. First, keep in mind that … Read more

Why Budgeting is So Important

Finances can be a big concern in any scenario. Whether it’s just you, or your entire family unit, managing your money should always be a priority. One of the greatest tools you can employ in this way is that of budgeting. But for many, this is an even bigger source of strain. That’s because many … Read more

30-Year Fixed Rate Mortgage: Now Vs The 80s

Feeling the weight of your 30-Year fixed rate mortgage? It’s okay, we understand. Finances tend to play a significant role in our day to day stresses. Sometimes, there’s nothing better than having a great dose of perspective to keep a fair eye on things. Let’s turn our calendars back to the marvelous 80s, a time … Read more

The Right Banking Tools for Your Small Business

When you run your own business, having the right financial tools to support you are vital.You’ve got a lot on your plate. Daily needs such as making deposits, paying vendors and employees, accepting customer payments, and putting aside funds to grow your business must be continuously attended. That’s a lot to keep straight, so you … Read more