Free Kasasa Cash Back Checking

Isn’t it time your checking account pay you, instead of the other way around? Free Kasasa Cash Back® pays you 3% cash back (up to $9) on your debit card purchases* each month!

You’ll also enjoy unlimited refunds on ATM fees, nationwide.* Link Kasasa Cash Back to a free Kasasa Saver® to build your savings automatically.



  • Free checking that pays you back
  • 3.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (unlimited)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free Visa® debit card
  • Online bill pay available
  • Unlimited check writing
  • $100 minimum deposit to open

Don’t forget to open your Kasasa Saver account to maximize your rewards!

Earning Your Rewards is Easy!

All that stand between you and your rewards are things you probably do anyway. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

See? No biggie. And even if you don’t meet your monthly qualifications, your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the very next month.

Contact Your Banker

Carter Barrett

Market President for the North Atlanta division of Affinity Bank

Affinity Bank since 2019. Banking since 1995.

Andrew Bell

Vice President of Business Development, North Atlanta division of Affinity Bank

Affinity Bank since 2019. Banking since 2002.

Chris Cochran

Senior Vice President & Commercial Loan Officer

Affinity Bank since 2007. Banking since 2004.

Liz Galazka

Senior Vice President Business Development | Commercial Lending

Affinity Bank since 2005.

Tara Gleason

Vice President Business Development | Commercial Lending

Affinity Bank since 2011. Banking since 2006.

Paul Hunsigner

Vice President |
Commercial Underwriter

Affinity Bank since 2005. Banking since 2005.

Lou Johnson

Vice President |
Credit Analyst

Affinity Bank since 2005. Banking since 2005.


*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Affinity Bank as ATM or PIN-based, signature based transactions and purchases made with non-Affinity Bank issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $300.00 PIN-based/signature-based debit and credit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met no cash back payments are made and ATM fees are not refunded. You will receive reimbursements for domestic ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within 30 days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Kasasa Cash Back payments will be credited to your Kasasa Cash Back account on the last day of Statement Cycle. Rates and rewards are variable and may change after account is opened. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly access of online banking account, enrollment in online banking, receipt of electronic statements is a condition of this account. At least 12 debit card transactions, enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per primary social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Affinity Bank customer service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Account approval, qualifications and rules apply. Contact institution for details. Member FDIC.

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Affinity Bank protects depositors as a member of the FDIC. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Affinity Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.   ©2023-2024 All Rights Reserved.