Free Kasasa Saver
At Affinity Bank, we want to make saving as easy as possible — that’s why we offer free Kasasa Saver®, an account that connects to your equally free Kasasa Cash® or Kasasa Cash Back® checking.
When you earn rewards in Kasasa Cash or Kasasa Cash Back, your rewards automatically transfer into Kasasa Saver. Your Kasasa Saver balance also earns 0.75% APY* on its own, meaning more cash for you!
Details
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash or Kasasa Cash Back checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.75% APY* on balances up to $50,000
- 0.75% to 0.42% APY on balances over $50,000 depending on balance in account*
- 0.03% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking
- Free mobile banking
- Free eStatements
- $25 minimum deposit to open
Earning Your Rewards is Easy!
Qualifying for your Kasasa Cash or Kasasa Cash Back account automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
That’s it! And even if you don’t meet your qualifications during the month, your Kasasa® accounts are still free — and you’ll still earn our base rate of interest on Kasasa Saver. Plus, you can get right back to earning your full rewards the very next month.
Contact Your Banker

Paul Hunsigner
Vice President |
Commercial Underwriter
Affinity Bank since 2005. Banking since 2005.
…

Lou Johnson
Vice President |
Credit Analyst
Affinity Bank since 2005. Banking since 2005.
…
Details
Kasasa Cash (Stand Alone): When your Kasasa Cash account qualifications are met during a monthly qualification cycle, (1) balances up to $50,000 receive APY of 1.25%; (2) balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a range from 1.25% to 0.58% APY depending on the account’s balance (Assuming an average balance of $150,000); (3) you will receive reimbursements for nationwide ATM fees incurred during the qualification cycle. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. When Kasasa Cash qualifications are not met, all balances in the account earn 0.03% and ATM refunds are not made. Minimum to open is $100.00. APYs accurate as of 06/15/2020. Rates and rewards are variable and may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM processed transactions do not count towards qualifying debit card transactions. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Fees may reduce earnings. APY = Annual Percentage Yield. Limit one account per SSN.
Kasasa Cash Linked To Kasasa Saver: When your Kasasa Cash account qualifications are met during a monthly qualification cycle, (1) balances up to $50,000 receive an non-compounding APY* of 1.25%; (2) balances over $50,000 earn 0.25% interest rate on the portion of balance over $50,000, resulting in a non-compounding range from 1.25% to 0.58% APY* depending on the account’s balance (Assuming an average balance of $150,000) (3) you will receive reimbursements for nationwide ATM fees incurred during the qualification cycle. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle and are automatically transferred to the linked Kasasa Saver account within one day. When Kasasa Cash qualifications are not met, all balances in Kasasa Cash earn a non-compounding APY* of 0.03% and ATM fee refunds are not made. Minimum to open is $100.00. APYs accurate as of 03/31/2020. Rates and rewards are variable and may change after account is opened. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM processed transactions do not count towards qualifying debit card transactions. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. Fees may reduce earnings. APY = Annual Percentage Yield. Limit one account per SSN. *The interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Automatic transfer may cause an overdraft to your Kasasa Cash account. Account approval, qualifications and rules apply. Contact institution for details. Member FDIC.