Rates

APY = Annual Percentage Yield. Rates effective as of June 15, 2020. Fees may reduce earnings.

Kasasa Cash*  

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BalanceMinimum Required Opening DepositRateAPY
$0 – $50,000$1001.25%1.25%
$50,000+$1000.25%1.25% to 0.66%
All balances if qualifications not met$1000.03%0.03%

Qualifications

Earning the full rewards is so easy, you’re probably already doing
it! To earn your rewards, simply do the following activities and
transactions in your Kasasa Cash account each monthly qualification
cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don’t meet the qualifications one month, don’t worry. There is
no penalty, and you still have a free checking account that earns our
base interest rate. Plus, you can get back to earning really high
interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*
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BalanceRateAPY
$0 – $50,0000.75%0.75%
$50,000+0.25%0.75% to 0.42%
All balances if qualifications not met0.03%0.03%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for
the highest Kasasa Saver rate too. Simply do the following activities
and transactions in your Kasasa Cash account each monthly qualification
cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

It’s no problem if you miss a qualification cycle. Both accounts are
still free and earn our base interest rate. And you can get back to
earning rewards the very next month you qualify.

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