FDIC-Insured – Backed by the Full Faith
And Credit of the U.S. Government

Ready. Set. Go.

Ready. Set. Go.​

Banking on Relationships

Ready to Grow Your Business

We Offer Custom Loans, Commercial Accounts and Merchant Services.

Be a Client, not an Account Number.

Since our inception as Atlanta Business Bank in 2002, we’ve been providing businesses and organizations with more than financial services.

We’ve established partnerships. We take the time to understand our client’s business in order to serve them better than an institutional-mega bank.

And now, as Affinity Bank, we continue to use the expertise to provide the right mix of accounts and services.

    • Merchant Services Accounts
    • Affinity Business Checking
    • Affinity Business Interest Checking
    • Affinity Business Money Market
    • Affinity Business Savings
    • ICS – IntraFi (Click Here)
    • IOLTA

Save Time and Money with Select Business Services

Merchant Services.

Save Money and Make Your Work Day Easier

  • Touch-less Payments
  • Next-day Funding
  • Lower Bottom-Line Costs
  • Free Terminal & Paper
  • Mon–to–Mon Agreement

ESTIMATED $2,400 SAVINGS with Affinity Bank’s Merchant Services. 

Remote Deposit.

Save Time by Making Deposits From Your Office

We bring the branch to you. We’ll set you up with Remote Deposit so you can deposit your checks from your office. It’s incredibly simple – as the checks are scanned … 

SET UP REMOTE DEPOSIT TODAY.

Commercial Account Analysis.

Schedule a Review to Make Doing Business Better

Get compensated for your balances by offsetting fees with an earnings credit. Provide 3 months of bank statements, so we can evaluate your current situation, and customize a commercial account solution that best meets your company’s needs. We take the guess work out of banking and price the solutions that best suit you.

SCHEDULE YOUR ANALYSIS.

It's Not an "IF", But a "When".

Federal Reserve Estimates Billions in Fraud each Year

POSITIVE PAY protects against: Cyber-attacks. Hacked accounts. Check/ACH scams. Every day, your Affinity Bank team fights fraudulent activity, but the risk is too high for both of us without additional protection – with our POSITIVE PAY program… more >>

PROTECT YOUR ACCOUNTS WITH OUR POSITIVE PAY PROGRAM. 

Safety in Large Numbers.

Access Millions in FDIC Insurance with ICS.

Rest assured knowing that your funds are eligible for multi-million-dollar FDIC insurance protection that’s backed by the federal government. ICS is not subject to floating net asset values, so you can feel secure knowing that market volatility will not negatively affect your principal… more >>

INSURE YOUR LARGE DEPOSIT ACCOUNTS WITH ICS.

Make the Switch to a Business Banking Account

Affinity Business Checking

Banking Beyond the Branch - We bring the branch to you!

We have great rates and the convenience of online bill pay and mobile deposit
.

Account Features:

  • $100 minimum opening deposit
  • $10 maintenance fee, waived with $5,000 minimum average daily balance
  • Free Remote Deposit with complimentary use of remote deposit scanner – value up to $800 (with average minimum balance more than $25,000)
  • Free online banking/cash management
  • Free unlimited online bill pay
  • Free app for mobile deposits and mobile banking
  • Free eStatements with check and deposit slip images
  • Visa Debit Card

Affinity Business Interest Checking

Applicable to Nonprofits.

Account Features:

  • $100 minimum opening deposit
  • $10 maintenance fee, waived with $5,000 minimum average daily balance
  • Interest earned once balance is above $1,000
  • Free Remote Deposit with complimentary use of remote deposit scanner – value up to $800 (average minimum balance more than $25,000)
  • Free online banking/cash management
  • Free unlimited online bill pay
  • Free app for mobile deposits and mobile banking
  • Free eStatements with check and deposit slip images
  • Visa Debit Card

Affinity Business Money Market

Account Features:

  • $10 monthly maintenance fee, waived with $2,500 minimum daily balance
  • Interest earned once balance is above $2,500
  • Interest rates are tiered
  • $5 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, check paid, automatic transfer or payment) in excess of the 6 permitted
  • Free app for mobile deposits and mobile banking
  • Free online banking/cash management
  • Free eStatements
  • Free money market booklet (checks, withdrawal and deposit tickets)

Affinity Business Savings

Account Features:

  • $1,000 minimum opening deposit
  • $10 maintenance fee, waived with $1,000 minimum daily balance
  • Interest earned once balance is above $1,000
  • $5 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
  • Free app for mobile deposits and mobile banking
  • Free online banking/cash management
  • Free eStatements

IOLTA

Account Features:
  • $100 minimum opening deposit
  • No minimum balance
  • No monthly maintenance fees
  • Interest earned paid to Georgia Bar Association
  • Free eStatements with check and deposit slip images
  • Free online banking/cash management
  • Free unlimited online bill pay

Tools & Resources

Make Doing Business Easier

Here is everything you need to bank with Affinity Bank.

  • Help Guides with step-by-step instructions
  • Frequently used forms – wire transfers & stop payments
  • Order new checks
  • Manage courier services
  • Report lost or stolen debit or credit cards

If you have any questions about a form or can’t find the one you need, please do not hesitate to contact a banker.

Be a Client, Not a Number

The difference at Affinity Bank is the relationships we nurture with our clients. If you're new in town and opening a new office -- or if you find yourself near our main office in Atlanta -- please email, call or stop by to say hello. We're ready when you are.

Be The First To Know.

Sign up for the latest news, public notices & community initiative updates.  

Serving Our Clients since 2002. 

Let's Get Started - Ready When You Are.

Connect with a Client Services Representative to Open An Account and receive help with an application. Thank you for considering Affinity Bank. 

FDIC-Insured, backed by the full faith and credit of the U.S. Government.  Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Affinity Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.   ©2025-2026 All Rights Reserved