Personal Banking
Personal Banking that's More About the Person
Be a Client, not an Account Number.
Customer Service You Can Bank On. Not a lot of goodwill toward bankers these days, and for good reason. But at Affinity Bank, we do things differently – no nickel and diming, no unnecessary complexities. Yes, we answer phone calls, return emails and respond to texting. As a private banking client, you will know your bankers by name.
Affinity Checking
Banking Beyond the Branch - We bring the branch to you!
We have great rates and the convenience of online bill pay and mobile deposit.
Account Features:
- $100 minimum opening deposit
- $10 maintenance fee, waived with $2,500 minimum average daily balance
- Interest earned on entire balance once above $1,000
(minimum daily balance) - Free app for mobile deposits and mobile banking
- Free person-to-person payments
- Free external account transfers
- Free online banking
- Free unlimited online bill pay
- Free eStatements with check and deposit slip images
- Visa debit card
- ATM Fee Reimbursement up to $15/month
Affinity Money Market
Less Risk, More Reward.
Earn higher interest rates while maintaining easy access to your money with a Money Market account. The higher your balance, the more you earn.
Account Features:
- $2,500 minimum opening deposit
- $10 monthly maintenance fee, waived with $2,500 minimum average daily balance
- Interest earned on entire balance once it reaches $2,500
(minimum daily balance) - $5 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, check paid, automatic transfer or payment) in excess of the 6 permitted
- Free app for mobile deposits and mobile banking
- Free online banking
- Free external account transfers
- Free eStatements
- Free money market booklet
(checks, withdrawal and deposit tickets)
Affinity Savings
Slow and Steady, Now Faster and Steadier.
When it comes to saving, there's really only one rule - the more you put in, the more you get out. With the best rates, you can be sure you're getting the most for your money.
Account Features:
- $1,000 minimum opening deposit
- $10 maintenance fee, waived with $1,000 minimum average daily balance
- Interest earned on entire balance once above $1,000
(minimum daily balance) - $10 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
- Free app for mobile deposits and mobile banking
- Free online banking
- Free external account transfers
- Free eStatements
Affinity CD
The Sure Thing.
Know exactly what you're getting into and how much you'll earn - and with our competitive rates, you can be sure your money is living up to its maximum earning potential.
Account Features:
- $10,000 minimum opening deposit
- Withdrawal of interest at any time without penalty
- Withdrawal of principal will incur penalties based on term
- Free online banking
Free Kasasa Cash Checking
Choose the free checking account that pays you in ways that matter — your free Kasasa Cash® account earns a high 1.00% APY* on your balances up to $25,000 if qualifications are met.
You can also earn unlimited refunds on your ATM fees, nationwide* — not just in Georgia, but anywhere in the U.S. Do you Kasasa?®
Details:
- Free checking plus really high interest
- 1.00% APY* on balances up to $25,000
- 1.00% to 0.40% APY on balances over $25,000 depending on balance in account*
- 0.03% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (unlimited)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- Online bill pay available
- Unlimited check writing
- $100 minimum deposit to open
Tools & Resources
Make Doing Business Easier
Here is everything you need to bank with Affinity Bank.
- Locate ATMs
- Help Guides with step-by-step instructions
- Frequently used forms – wire transfers & stop payments
- Order new checks
- Manage courier services
- Report lost or stolen debit or credit cards
If you have any questions about a form or can’t find the one you need, please do not hesitate to
