New Office in North Atlanta

Serving Private Banking Clients in the North Atlanta 400-Corridor Business Community

Affinity Bank North Atlanta • North Point Business Park,
5755 North Point Parkway, Suite 91, Alpharetta, GA 30022

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It Could Save Your Business Money Each Month.

About our Expansion to
North Atlanta

Cumming Ga. - Released 2019

Affinity Bank, a metro Atlanta bank with nearly 20 years of experience propelling organizations to success, is anchoring a team of experts in the heart of North Atlanta.

Based near Avalon, Alpharetta’s thriving retail, restaurant and business community, Affinity Bank’s team will be led by long-time Northside influencer Carter Barrett and Andrew Bell, a banking expert with strong roots in the area’s business community.

“We couldn’t ask for a better team to serve North Atlanta business owners,” says Ed Cooney, President of Affinity Bank. “Together, Carter Barrett and Andrew Bell represent one of the most well-connected, well-informed consulting teams in North Fulton and beyond.”

Carter Barrett, Affinity Bank’s Market President for the North Atlanta division, is a commercial banker with … read more >>

Meeting Our Client's Needs

One Engagement at a Time

Since our inception as Atlanta Business Bank in 2002, we’ve provided businesses and organizations with more than financial services. We’ve provided them a savvy partner who takes the time to understand their business, their industry and their banking needs in order to best serve them.


Not only can we fund your construction project, but we can also share decades of experience in design-build.


Owning your own building can provide many benefits, so we do our best to help you make it happen.


You gotta have the right tools and the good ones are worth every penny — lots of pennies.  That’s where we come in.


“How’s My Driving?” stickers
deserve to look great on a new company car, van or truck.


Cash flow is king and having peace of mind that working capital is readily available begins with your banker.


If you think opening several accounts and a institutional-mega banks will help you on a bad day, need we remind you about SBA-PPP applications.


Our Money Market Accounts can help you get the most for your money.


What works for your business 

Commercial Communities We Serve

We've not only Built Relationships with Small and Mid-Sized Business Owners in the Southeast, but We have also Developed Industry-Specific Experiences with the following Business Communities:

Small & Mid-Sized Businesses

We fund businesses who specialize in getting from A to B.

Churches, Schools, Nonprofits

We bank many churches, schools and charitable organizations in the Southeast.

Construction & Design Build

We understand funding construction projects from concept, thru design and build out.


Since 2002, we cut our teeth serving the dental community from leveraging practice equity to refinancing school loans.

Building Manufacturers

Georgia hosts many building manufacturers which we support from design thru supply chain and delivery.

Medical Offices

Doctor's offices (like allergy, cosmetic surgery, dermatology, ...) need our financial expertise and funding for new equipment and office build-outs.

Professional Services

We consider leveraging client equity and account payables when funding professional service businesses.

Real Estate

Banking real estate developers for residential and commercial projects requires a clear understanding of the market.


We fund businesses who specialize in getting from A to B.

North Atlanta Organizations We Support

Meet Our Team

Carter Barrett

Market President for the North Atlanta division of Affinity Bank

Carter Barrett puts his savvy business skills and long-term relationships to work for Northside businesses as the Market President for the North Atlanta division of Affinity Bank. He is a commercial banker with 30 years of experience who actually built and sold a bank. He raised the capital, wrote the business plan, recruited customers and eventually sold it for nearly 28 times annual earnings. He’s built a career helping companies and real estate investors thrive.

“What I always say is, ‘Do every job you’re in like you’re going to do it for the rest of your life, and demonstrate that ownership of it.”
~ Mary Barra – General Motors Chairperson & CEO

Andrew Bell

Vice President of Business Development, North Atlanta division of Affinity Bank

Andrew Bell, Vice President of Business Development at the North Atlanta division of Affinity Bank, is a trusted advisor for some of the top businesses in North Atlanta, guiding business owners to smart solutions that go beyond the transactional definition of a banker. His success stories include increasing a company’s efficiency sufficiently to eliminate the need for a third shift, consulting with a nonprofit to maximize its tax benefits, and facilitating numerous business sales and mergers.

“The secret to getting ahead is getting started.” ~ Mark Twain

North Atlanta Advisory Board

Meet Leaders in the North Atlanta Business Community
who Honor Our Efforts by Providing Industry Insights
as Member of Our 2020-2021 Advisory Board

What Our Partners & Clients Say About Us

After nearly 2 decades serving the Atlanta business community, we have racked up some incredible stories. References are available.

“Andrew Bell opened my first business account in 2006, he was patient with my lack of banking knowledge and courteous with his stewardship. Over the next 14 years Andrew has not only helped with several accounts and a few loans, he has given me advice that has helped me succeed.  I am forever grateful for the time he has invested in me.”


Brad Rehonic

Agency Manager
Allstate Insurance
Alpharetta, Georgia



Southern Lighting Atlanta, Georgia

“The Affinity Bank family has been very good to us over the years. As our company has grown, Affinity has grown with us. I know that Ed Cooney and his team has our best interest at heart. I am grateful for our partnership.”

“I have known Andrew for over 5 years and his advice and guidance have been invaluable! The knowledge and ability to take action to your banking or financial needs are second to his genuine desire to know he made you better than before you met him!. Affinity Bank is lucky to have him as part of their incredible team.”


Peter Carpenter

Design Group
Atlanta, Georgia


Dr. Aaron Swartz

Smyrna, Georgia

“Securing a bank loan for the purchase of a dental practice can be an overwhelming experience. Affinity Bank first cared to know me as a person, and then recognized my ambitions to grow a pediatric dental practice to its fullest potential. Chris Cochran and his colleagues gained my trust because they met with me in person, realized my attributes, and showed good faith by offering a level of service that soared above and beyond the attempted efforts of big banks.

Affinity Bank’s support enabled me to feel confident in my decision to buy, assured my feeling of a secure investment, and best of all, allowed me to shine and provide the very best care for my pediatric patients.”

“Andrew  Bell of Affinity Bank is the most client-focused business banker with whom I have had the pleasure to work. He took the time to truly understand my business and then went above and beyond to support the success of our business. From internal advocacy in support of business financing needs to teaching personal financial seminars at our advanced academy, no task was too big or too small. He is a shining example of excellent customer service.”


Arlene Lyons

Owner & CEO of Esani Institute
Roswell, Georgia



Business Rep
Johns, Georgia

“I am a business man and understand the importance of good Customer Service. I like dealing with people that do what they say. My experience with Andrew Bell and Affinity Bank has been above expectation. They have come through on every promise. The community approach and attention to my needs has been impressive. Andrew has been engaging, supportive, attentive and available.”

“My big bank really let me down when I needed help with PPP. Affinity Bank and Andrew came to my rescue when I needed them most! I am very grateful and I will be with Affinity Bank for years to come.”

"Modern banking with an old fashioned feel. That’s how Affinity Bank was described by a colleague when we asked for a bank recommendation. Boy, was he right! We were looking for an investor friendly bank as our old bank had made it increasingly difficult to do business with them in the past few years. Enter Affinity Bank. They took the time to get to know us and hear our story. They were as interested in who we were and our past experiences as they were our future. We made the switch and have never looked back."

"Modern banking with an old fashioned feel? Absolutely!"


Stephen & Julie Smith

Smitty Investments
Real Estate
Alpharetta, Georgia

Stop by for a Visit, a Coffee Break, or a Happy Hour.

Our Clients often Schedule a Commercial Account Assessment or Hang Out during Happy Hour to Network and Discuss Current Business Situations.

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Serving Our Clients Since 2002. 

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