New Office in North Atlanta

Serving Private Banking Clients in the North Atlanta 400-Corridor Business Community

Affinity Bank North Atlanta • North Point Business Park,
2710 Old Milton Parkway – Suite 115 Alpharetta, GA 30009

Schedule an Commercial Banking Assessment.
It Could Save Your Business Money Each Month.

Meeting Our Client's Needs

One Engagement at a Time

Since our inception as Atlanta Business Bank in 2002, we’ve provided businesses and organizations with more than financial services. We’ve provided them a savvy partner who takes the time to understand their business, their industry and their banking needs in order to best serve them.


Not only can we fund your construction project, but we can also share decades of experience in design-build.


Owning your own building can provide many benefits, so we do our best to help you make it happen.


You gotta have the right tools and the good ones are worth every penny — lots of pennies.  That’s where we come in.


“How’s My Driving?” stickers
deserve to look great on a new company car, van or truck.


Cash flow is king and having peace of mind that working capital is readily available begins with your banker.


If you think opening several accounts and a institutional-mega banks will help you on a bad day, need we remind you about SBA-PPP applications.


Our Money Market Accounts can help you get the most for your money.


What works for your business 

Commercial Communities We Serve

We've not only Built Relationships with Small and Mid-Sized Business Owners in the Southeast, but We have also Developed Industry-Specific Experiences with the following Business Communities:

Small & Mid-Sized Businesses

We fund businesses who specialize in getting from A to B.

Churches, Schools, Nonprofits

We bank many churches, schools and charitable organizations in the Southeast.

Construction & Design Build

We understand funding construction projects from concept, thru design and build out.


Since 2002, we cut our teeth serving the dental community from leveraging practice equity to refinancing school loans.

Building Manufacturers

Georgia hosts many building manufacturers which we support from design thru supply chain and delivery.

Medical Offices

Doctor's offices (like allergy, cosmetic surgery, dermatology, ...) need our financial expertise and funding for new equipment and office build-outs.

Professional Services

We consider leveraging client equity and account payables when funding professional service businesses.

Real Estate

Banking real estate developers for residential and commercial projects requires a clear understanding of the market.


We fund businesses who specialize in getting from A to B.

North Atlanta Organizations We Support

Meet Our Team

Roya Sobhani

Market President - North Atlanta

Roya Sobhani, Market President at North Atlanta, a division of Affinity Bank is a 35 year banking veteran and long-time advocate of the Atlanta community. Roya attended Georgia State University and American Banking Institute, before she began working in business development, and executive management. She carries a unique portfolio of experience encompassing management, lending real estate, construction, manufacturing, and federal development projects.

Carter Barrett

Senior Vice President for the North Atlanta division of Affinity Bank

Carter Barrett puts his savvy business skills and long-term relationships to work for Northside businesses as the Senior Vice President for the North Atlanta division of Affinity Bank. He is a commercial banker with 30 years of experience who actually built and sold a bank. He raised the capital, wrote the business plan, recruited customers and eventually sold it for nearly 28 times annual earnings. He’s built a career helping companies and real estate investors thrive.

“What I always say is, ‘Do every job you’re in like you’re going to do it for the rest of your life, and demonstrate that ownership of it.”
~ Mary Barra – General Motors Chairperson & CEO

Joe Braver

Senior Vice President | Commercial Real Estate

Joe Braver, Senior Vice President Commercial Real Estate at the North Atlanta division of Affinity Bank, is a trusted advisor with 36 years of commercial real estate lending experience, creating long lasting relationships throughout the United States. His success stories range from Oklahoma to Atlanta, working at a life company, investment banks and regional banks, facilitating numerous partnerships to help companies fulfill their commercial real estate needs. 

North Atlanta Advisory Board

Meet Leaders in the North Atlanta Business Community
who Honor Our Efforts by Providing Industry Insights
as Member of Our 2020-2021 Advisory Board

What Our Partners & Clients Say About Us

After nearly 2 decades serving the Atlanta business community, we have racked up some incredible stories. References are available.

“Carter Barrett opened my first business account in 2006, he was patient with my lack of banking knowledge and courteous with his stewardship. Over the next 14 years Carter has not only helped with several accounts and a few loans, he has given me advice that has helped me succeed.  I am forever grateful for the time he has invested in me.”


Brad Rehonic

Agency Manager
Allstate Insurance
Alpharetta, Georgia



Southern Lighting Atlanta, Georgia

“The Affinity Bank family has been very good to us over the years. As our company has grown, Affinity has grown with us. I know that Ed Cooney and his team has our best interest at heart. I am grateful for our partnership.”

“I have known Carter for over 5 years and his advice and guidance have been invaluable! The knowledge and ability to take action to your banking or financial needs are second to his genuine desire to know he made you better than before you met him! Affinity Bank is lucky to have him as part of their incredible team.”


Peter Carpenter

Design Group
Atlanta, Georgia


Dr. Aaron Swartz

Smyrna, Georgia

“Securing a bank loan for the purchase of a dental practice can be an overwhelming experience. Affinity Bank first cared to know me as a person, and then recognized my ambitions to grow a pediatric dental practice to its fullest potential. Chris Cochran and his colleagues gained my trust because they met with me in person, realized my attributes, and showed good faith by offering a level of service that soared above and beyond the attempted efforts of big banks.

Affinity Bank’s support enabled me to feel confident in my decision to buy, assured my feeling of a secure investment, and best of all, allowed me to shine and provide the very best care for my pediatric patients.”

“Carter Barrett of Affinity Bank is the most client-focused business banker with whom I have had the pleasure to work. He took the time to truly understand my business and then went above and beyond to support the success of our business. From internal advocacy in support of business financing needs to teaching personal financial seminars at our advanced academy, no task was too big or too small. He is a shining example of excellent customer service.”


Arlene Lyons

Owner & CEO of Esani Institute
Roswell, Georgia



Business Rep
Johns, Georgia

“I am a business man and understand the importance of good Customer Service. I like dealing with people that do what they say. My experience with Carter Barrett and Affinity Bank has been above expectation. They have come through on every promise. The community approach and attention to my needs has been impressive. Carter has been engaging, supportive, attentive and available.”

“My big bank really let me down when I needed help with PPP. Affinity Bank and Carter came to my rescue when I needed them most! I am very grateful and I will be with Affinity Bank for years to come.”

"Modern banking with an old fashioned feel. That’s how Affinity Bank was described by a colleague when we asked for a bank recommendation. Boy, was he right! We were looking for an investor friendly bank as our old bank had made it increasingly difficult to do business with them in the past few years. Enter Affinity Bank. They took the time to get to know us and hear our story. They were as interested in who we were and our past experiences as they were our future. We made the switch and have never looked back."

"Modern banking with an old fashioned feel? Absolutely!"


Stephen & Julie Smith

Smitty Investments
Real Estate
Alpharetta, Georgia

Stop by for a Visit, a Coffee Break, or a Happy Hour.

Our Clients often Schedule a Commercial Account Assessment or Hang Out during Happy Hour to Network and Discuss Current Business Situations.

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Serving Our Clients since 2002. 

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