New Office in North Atlanta
Serving Private Banking Clients in the North Atlanta 400-Corridor Business Community
Affinity Bank North Atlanta • North Point Business Park,
5755 North Point Parkway, Suite 91, Alpharetta, GA 30022

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About our Expansion to
North Atlanta
Cumming Ga. - Released 2019
Affinity Bank, a metro Atlanta bank with nearly 20 years of experience propelling organizations to success, is anchoring a team of experts in the heart of North Atlanta.
Based near Avalon, Alpharetta’s thriving retail, restaurant and business community, Affinity Bank’s team will be led by long-time Northside influencer Carter Barrett and Andrew Bell, a banking expert with strong roots in the area’s business community.
“We couldn’t ask for a better team to serve North Atlanta business owners,” says Ed Cooney, President of Affinity Bank. “Together, Carter Barrett and Andrew Bell represent one of the most well-connected, well-informed consulting teams in North Fulton and beyond.”
Carter Barrett, Affinity Bank’s Market President for the North Atlanta division, is a commercial banker with … read more >>
Meeting Our Client's Needs
One Engagement at a Time
Since our inception as Atlanta Business Bank in 2002, we’ve provided businesses and organizations with more than financial services. We’ve provided them a savvy partner who takes the time to understand their business, their industry and their banking needs in order to best serve them.
FUND A RENOVATION OR CONSTRUCTION PROJECT
APPLY FOR A COMMERCIAL REAL ESTATE LOAN
Owning your own building can provide many benefits, so we do our best to help you make it happen.
GET A NEW EQUIPMENT
LOAN
You gotta have the right tools and the good ones are worth every penny — lots of pennies. That’s where we come in.
FINANCE A NEW VEHICLE IN YOUR FLEET
“How’s My Driving?” stickers
deserve to look great on a new company car, van or truck.
OPEN A LINE OF CREDIT FOR YOUR BUSINESS TODAY
MOVE YOUR BUSINESS OPERATING ACCOUNTS
If you think opening several accounts and a institutional-mega banks will help you on a bad day, need we remind you about SBA-PPP applications.
OPEN A BUSINESS MONEY MARKET ACCOUNT
Our Money Market Accounts can help you get the most for your money.
EXPLORE OUR PERSONAL BANKING SOLUTIONS
What works for your business
Commercial Communities We Serve
We've not only Built Relationships with Small and Mid-Sized Business Owners in the Southeast, but We have also Developed Industry-Specific Experiences with the following Business Communities:
Small & Mid-Sized Businesses
We fund businesses who specialize in getting from A to B.
Churches, Schools, Nonprofits
We bank many churches, schools and charitable organizations in the Southeast.
Construction & Design Build
We understand funding construction projects from concept, thru design and build out.
Dental
Practices
Since 2002, we cut our teeth serving the dental community from leveraging practice equity to refinancing school loans.
Building Manufacturers
Georgia hosts many building manufacturers which we support from design thru supply chain and delivery.
Medical Offices
Doctor's offices (like allergy, cosmetic surgery, dermatology, ...) need our financial expertise and funding for new equipment and office build-outs.
Professional Services
We consider leveraging client equity and account payables when funding professional service businesses.
Real Estate
Banking real estate developers for residential and commercial projects requires a clear understanding of the market.
Transportation
We fund businesses who specialize in getting from A to B.
North Atlanta Organizations We Support
Meet Our Team

Carter Barrett
Market President for the North Atlanta division of Affinity Bank
Carter Barrett puts his savvy business skills and long-term relationships to work for Northside businesses as the Market President for the North Atlanta division of Affinity Bank. He is a commercial banker with 30 years of experience who actually built and sold a bank. He raised the capital, wrote the business plan, recruited customers and eventually sold it for nearly 28 times annual earnings. He’s built a career helping companies and real estate investors thrive.
- University of Georgia, Bachelor of Business Administration in Finance
“What I always say is, ‘Do every job you’re in like you’re going to do it for the rest of your life, and demonstrate that ownership of it.”
~ Mary Barra – General Motors Chairperson & CEO

Andrew Bell
Vice President of Business Development, North Atlanta division of Affinity Bank
Andrew Bell, Vice President of Business Development at the North Atlanta division of Affinity Bank, is a trusted advisor for some of the top businesses in North Atlanta, guiding business owners to smart solutions that go beyond the transactional definition of a banker. His success stories include increasing a company’s efficiency sufficiently to eliminate the need for a third shift, consulting with a nonprofit to maximize its tax benefits, and facilitating numerous business sales and mergers.
- Methodist University in Fayetteville, NC, double major in Business Administration and Marketing
- Master of Business Administration degree at Piedmont College
“The secret to getting ahead is getting started.” ~ Mark Twain
What Our Partners & Clients Say About Us
After nearly 2 decades serving the Atlanta business community, we have racked up some incredible stories. References are available.
“Andrew Bell opened my first business account in 2006, he was patient with my lack of banking knowledge and courteous with his stewardship. Over the next 14 years Andrew has not only helped with several accounts and a few loans, he has given me advice that has helped me succeed. I am forever grateful for the time he has invested in me.”

Brad Rehonic
Agency Manager
Allstate Insurance
Alpharetta, Georgia

Peter Carpenter
Thoroughbred
Design Group
Atlanta, Georgia
“I have known Andrew for over 5 years and his advice and guidance have been invaluable! The knowledge and ability to take action to your banking or financial needs are second to his genuine desire to know he made you better than before you met him!. Affinity Bank is lucky to have him as part of their incredible team.”
“Securing a bank loan for the purchase of a dental practice can be an overwhelming experience. Affinity Bank first cared to know me as a person, and then recognized my ambitions to grow a pediatric dental practice to its fullest potential. Chris Cochran and his colleagues gained my trust because they met with me in person, realized my attributes, and showed good faith by offering a level of service that soared above and beyond the attempted efforts of big banks.
Affinity Bank’s support enabled me to feel confident in my decision to buy, assured my feeling of a secure investment, and best of all, allowed me to shine and provide the very best care for my pediatric patients.”

Dr. Aaron Swartz
Smyrna, Georgia

Stephen A. Smith
Smitty Investments
Real Estate
Alpharetta, Georgia
“Andrew Bell of Affinity Bank is the most client-focused business banker with whom I have had the pleasure to work. He took the time to truly understand my business and then went above and beyond to support the success of our business. From internal advocacy in support of business financing needs to teaching personal financial seminars at our advanced academy, no task was too big or too small. He is a shining example of excellent customer service.”
“I am a business man and understand the importance of good Customer Service. I like dealing with people that do what they say. My experience with Andrew Bell and Affinity Bank has been above expectation. They have come through on every promise. The community approach and attention to my needs has been impressive. Andrew has been engaging, supportive, attentive and available.”
“My big bank really let me down when I needed help with PPP. Affinity Bank and Andrew came to my rescue when I needed them most! I am very grateful and I will be with Affinity Bank for years to come.”
