Don't Rely on the Tooth Fairy

After You Check Under Your Pillow,
Let Us Lend You the Money You Need

Make the Switch

As the Leading Dental Bank in the Southeast, Our Client Service Team Knows How to Impact Your Practice - Increase Your Return

Affinity Bank has served the dental community for decades and has helped our dentists succeed. 

For instance, we have leveraged practice equity to underwrite your efforts to purchase new equipment, renovate your office, pay off student loans, or buy into a practice. 

To schedule a commercial account analysis, move your deposit accounts, or apply for a loan — Contact a Banker.


Open a Merchant Services Account with Affinity Bank


  • Touch-less Payments Accepted
  • Next-day Funding
  • Lower Bottom-Line Processing Costs
  • Free Terminal and Paper – No Equipment Lease
  • PCI Complaint
  • Month–to–Month Agreement with No Cancellation Fee
  • Speedy Switch

Our MERCHANT SERVICES solutions could save your business money each month as well as make your workday easier by introducing you to your new banker — someone who will take your calls, return emails, and text you back. Contact A Banker Now >>

Schedule a Commercial Account Analysis


Get compensated for your balances by offsetting fees with an earnings credit. Provide 3 months of bank statements, so we can evaluate your current situation, and customize a commercial account solution that best meets your company’s needs. We take the guess work out of banking and price the solutions that best suit you.

READY WHEN YOU ARE. Contact a Banker Today to SCHEDULE YOUR ANALYSIS with Affinity Bank >>

The Most Important Question We Ask

“How Can We Serve You?”

That is the most important question we ask our Dentists every day at Affinity Bank, a leading full-service bank with a niche expertise in the dental industry.

“We certainly are a community bank,” says Ed Cooney, President of Affinity Bank. “But we define ‘community’ differently. We’ve moved beyond a geographic footprint to serve an industry footprint — specifically, the dental industry.”

In just a few short years, Affinity Bank has grown to become the leading dental bank in the Southeast. This growth was … more >>

~ A Letter to Prospective Dental Clients from Ed Cooney, the President and CEO of Affinity Bank

Meet Our Dental Business Development Team

Dentists as Partners, Clients, Friends
- Not Customers or Account Numbers

No call centers, no automated support robots – just real people to assist you with opening your business accounts and loan applications from start to signing.

Ed Cooney, Liz Galazka, Chris Cochran, Tara Gleason, Lou Johnson, Reed Beard, and Danny Bourgeois are ready to serve.


Dental Organizations We Support

Dental Office Managers Association

Continuing Education for Office Managers

DOMA was founded by President Liz Galazka and Affinity Bank to offer quality continuing education to office managers in the dental community. The association gathers each quarter for a luncheon, networking, and an educational presentation. The presentations cover current topics in vital areas to enhance dental practices in business management.

DOMA Website >>    

Dental Advisory Board

Meet Leaders in the Southeast Dental Community
who Honor Our Efforts by Providing Industry Insights
as Members of the 2020-2021 Dental Advisory Board

Dr. Zachary Powell

Redfern Dentistry in St Simons

Powell Dentistry in Redfern is located in charming Redfern Village on beautiful Saint Simons Island, Georgia.

Website >>
Facebook >>

Dr. Kaneta Lott

Family and Children’s Dentistry in Atlanta

Practices at Family and Children’s Dentistry, and lectures nationally on Pediatric Dentistry and Dental Traumatology.

Website >>
LinkedIn >>

Dr. Robin Reich

Reich Dental Center in Smyrna & Roswell

Practicing since 1984. Attended the University of Michigan and received her D.D.S.  from the University Of Detroit School Of Dentistry.

Website >>
Facebook >>

Dr. Frank Clayton

Clayton Dental • Village Grove in Suwanee

Internationally recognized lecturer, author and clinician. Served patients for nearly 2 decades after graduating from the University of Georgia and the University of North Carolina’s School of Dentistry.

Website >>
Facebook >>

What Our Dentist Say About Us

After nearly 2 decades serving the dental community, we have racked up some incredible stories. References are available.

“I just would like to say, I wish I had switched banks years ago!” I finally feel that I have found a place where people truly care about their customers and their businesses. The dedication to customer service I have experienced since joining Affinity is unprecedented in today’s impersonal world that we have all experienced at most mega banks. The conversion was effortless and, the at no charge, remote deposit is just a no-brainer.

Thanks, Affinity, for all the great people.  I look forward to a continued relationship for years to come.”


Dr. James Awbrey

Alpharetta, Georgia


Dr. Melanie Burns

Atlanta, Georgia

“Working with Affinity Bank during the transition of moving my office has been a true pleasure. The professionalism and commitment of the people at Affinity Bank is unparalleled.mThe bank helped make a daunting endeavor a smooth and enjoyable process. I truly appreciate the personal attention given to me by every member of their team.

Thank you, Affinity Bank, for creating a terrific experience by providing the expertise and support needed for a small business owner!”

“Securing a bank loan for the purchase of a dental practice can be an overwhelming experience. Affinity Bank first cared to know me as a person, and then recognized my ambitions to grow a pediatric dental practice to its fullest potential. Chris Cochran and his colleagues gained my trust because they met with me in person, realized my attributes, and showed good faith by offering a level of service that soared above and beyond the attempted efforts of big banks.

Affinity Bank’s support enabled me to feel confident in my decision to buy, assured my feeling of a secure investment, and best of all, allowed me to shine and provide the very best care for my pediatric patients.”


Dr. Aaron Swartz

Smyrna, Georgia

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Serving Our Clients since 2002. 

Let's Get Started - Ready When You Are.

Connect with a Client Services Representative to Open An Account and receive help with an application. Thank you for considering Affinity Bank. 

Affinity Bank protects depositors as a member of the FDIC. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Affinity Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.   ©2023-2024 All Rights Reserved.