To Partner

At Affinity Bank, We Think Like a Commercial Real Estate Owner.


Serving the Southeast for Decades. Our team has been in the region since the 1980’s. Decisions are made locally; which allows for a quick turn around for all types of commercial real estate loans. These include the following property types: 

  • Retail 
  • Office/Flex office 
  • Multifamily 
  • Industrial
  • Hotel 
  • Owner Occupied/Single Tenant 
Lending Structures : 
  • Fixed/Floating Rate Terms for 2 to 10 years 
  • Construction Loans 
  • Value Add Loans 


to Share in Your Vision.

How Can we Serve You?

Listening to your story is critical. Hearing what’s said and what’s implied goes a long way in the art of crafting the best funding solutions. 

Good partnerships are rooted in a clear vision, a flexible arrangement and mutual benefits. 

As partners, we think like owners allowing you to leverage the full set of resources, industry insights and financial tools. 

Our knowledge and expertise will help you achieve your goals — today, tomorrow and throughout a wide variety of future economic cycles. 


To Partner

We're Ready To Partner

We’re Ready to Partner to meet your commercial real estate needs.

Need to buy a building? Refinance an existing loan? Or build a new building? We offer commercial real estate loans catered to your organization’s needs with competitive interest rates.

A Transaction Begins with your lender listening to your commercial real estate needs. This relationship will grow one deal at a time and evolves into a long term partnership. 

Meet Our Commercial Real Estate Team

Joe Braver

Senior Vice President - Commercial Real Estate

Commercial Real Estate Lending for 35 years.
Lending in the Southeastern United States for 27 of those years based in Atlanta.
Experience includes working for a life company, investment banks and regional banks.

Raving Fans - What Our Clients Say About Us

Originally - in 2002, Our Name was Atlanta Business Bank. Since then We Have Grown by Sharing Our Expertise, Networks and Resources. We have Taken a Partnership Approach with Many Businesses in the Southeast.

“The Affinity Bank family has been very good to us over the years. As our company has grown, Affinity has grown with us. I know that Ed Cooney and his team has our best interest at heart. I am grateful for our partnership.”



Southern Lighting Atlanta, Georgia


Jeff Galloway

Atlanta, Georgia

“After moving my business accounts to Affinity Bank, we realized what we were missing from the old big bank; a partnership with real people. Whenever I needed to talk to someone I called and actually got the information or action I needed.  Affinity Bank works as a team to make banking easy for us before, during and after the PPP application process. We look forward to a long term relationship. I’ve worked with a lot of banks during my 47 year business career and have never received the service and personal help that Affinity Bank has delivered .”

“Modern banking with an old fashioned feel. That’s how Affinity Bank was described by a colleague when we asked for a bank recommendation. Boy, was he right! We were looking for an investor friendly bank as our old bank had made it increasingly difficult to do business with them in the past few years. Enter Affinity Bank. They took the time to get to know us and hear our story. They were as interested in who we were and our past experiences as they were our future. We made the switch and have never looked back.” 

“Modern banking with an old fashioned feel? Absolutely!”


Stephen & Julie Smith

Smitty Investments Real Estate
Alpharetta, Georgia

Contact Our Team.

The difference at Affinity Bank can be experienced at the start of a new engagement. We approach the relationship as a partner. We listen. We ask questions. We do our best to truly understand and appreciate your vision.  
With decades of funding real estate projects across the Southeast, we’re ready when you are.
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Serving Our Clients since 2002. 

Let's Get Started - Ready When You Are.

Connect with a Client Services Representative to Open An Account and receive help with an application. Thank you for considering Affinity Bank. 

Affinity Bank protects depositors as a member of the FDIC. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Affinity Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.   ©2023-2024 All Rights Reserved.