Funding New Construction





Adding Affinity Bank to your new construction advisory team — comprising an architect, attorney, contractor, CPA, equipment representative and commercial realtor — enhances your projects’ success. With your current financials, we can provide guidance related to your potential project size and offer suggestions for the potential equity outlay you should expect.

Commercial Communities We Serve

We've not only Built Relationships with Small and Mid-Sized Business Owners in the Southeast, but We have also Developed Industry-Specific Experiences with the following Business Communities:

Small & Mid-Sized Businesses

We fund businesses who specialize in getting from A to B.

Churches, Schools, Nonprofits

We bank many churches, schools and charitable organizations in the Southeast.

Construction & Design Build

We understand funding construction projects from concept, thru design and build out.


Since 2002, we cut our teeth serving the dental community from leveraging practice equity to refinancing school loans.

Building Manufacturers

Georgia hosts many building manufacturers which we support from design thru supply chain and delivery.

Medical Offices

Doctor's offices (like allergy, cosmetic surgery, dermatology, ...) need our financial expertise and funding for new equipment and office build-outs.

Professional Services

We consider leveraging client equity and account payables when funding professional service businesses.

Real Estate

Banking real estate developers for residential and commercial projects requires a clear understanding of the market.


We fund businesses who specialize in getting from A to B.

North Atlanta Organizations We Support

North Atlanta Advisory Board

Meet Leaders in the North Atlanta Business Community
who Honor Our Efforts by Providing Industry Insights
as Member of Our 2020-2021 Advisory Board

What Our Partners & Clients Say About Us

After nearly 2 decades serving the Atlanta business community, we have racked up some incredible stories. References are available.

“Andrew Bell opened my first business account in 2006, he was patient with my lack of banking knowledge and courteous with his stewardship. Over the next 14 years Andrew has not only helped with several accounts and a few loans, he has given me advice that has helped me succeed.  I am forever grateful for the time he has invested in me.”


Brad Rehonic

Agency Manager
Allstate Insurance
Alpharetta, Georgia


Peter Carpenter

Design Group
Atlanta, Georgia

“I have known Andrew for over 5 years and his advice and guidance have been invaluable! The knowledge and ability to take action to your banking or financial needs are second to his genuine desire to know he made you better than before you met him!. Affinity Bank is lucky to have him as part of their incredible team.”

“Securing a bank loan for the purchase of a dental practice can be an overwhelming experience. Affinity Bank first cared to know me as a person, and then recognized my ambitions to grow a pediatric dental practice to its fullest potential. Chris Cochran and his colleagues gained my trust because they met with me in person, realized my attributes, and showed good faith by offering a level of service that soared above and beyond the attempted efforts of big banks.

Affinity Bank’s support enabled me to feel confident in my decision to buy, assured my feeling of a secure investment, and best of all, allowed me to shine and provide the very best care for my pediatric patients.”


Dr. Aaron Swartz

Smyrna, Georgia


Stephen A. Smith

Smitty Investments
Real Estate
Alpharetta, Georgia

“Andrew  Bell of Affinity Bank is the most client-focused business banker with whom I have had the pleasure to work. He took the time to truly understand my business and then went above and beyond to support the success of our business. From internal advocacy in support of business financing needs to teaching personal financial seminars at our advanced academy, no task was too big or too small. He is a shining example of excellent customer service.”

“I am a business man and understand the importance of good Customer Service. I like dealing with people that do what they say. My experience with Andrew Bell and Affinity Bank has been above expectation. They have come through on every promise. The community approach and attention to my needs has been impressive. Andrew has been engaging, supportive, attentive and available.”

“My big bank really let me down when I needed help with PPP. Affinity Bank and Andrew came to my rescue when I needed them most! I am very grateful and I will be with Affinity Bank for years to come.”



Business Rep
Johns, Georgia

Stop by for a Visit, a Coffee Break, or a Happy Hour.

Our Clients often Schedule a Commercial Account Assessment or Hang Out during Happy Hour to Network and Discuss Current Business Situations.

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Serving Our Clients since 2002. 

Let's Get Started - Ready When You Are.

Connect with a Client Services Representative to Open An Account and receive help with an application. Thank you for considering Affinity Bank. 

Affinity Bank protects depositors as a member of the FDIC. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. Affinity Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.   ©2023-2024 All Rights Reserved.