Common Issues With Managing A Budget

A huge drawback when it comes to managing a budget is failing to have one in the first place. Many often spend money day to day without tracking where these funds are going. Sure, this can be the case for large purchases. But it’s those minute, daily purchases that can mean the difference between a … Read more

Maintaining Loans During a Time of Crisis

In the past two years, the world has seen its fair share of trials and tribulations. So much has happened that we simply could not have predicted. This is what makes managing finances all the more complex, and even more, necessary. Many were faced with the task of maintaining loans during these periods of crisis. … Read more

Deferment Vs Forbearance

So let’s say you’re in a bit of a bind with your current loans.  You’ve exhausted all other options, and you’re still short the required payment amount. Maybe it’s taking too much of a toll meeting these requirements on a monthly basis. Luckily, you aren’t out of options yet. For example, you can request a … Read more

Getting A Loan Deferment

Getting a loan deferment can mean a huge reprieve for you and your finances. It can allow you to breathe a sigh of relief, as you move about getting your finances in order with one less immediate concern on your back. That said, getting a loan deferment is no easy process. First, your best bet … Read more

Opening a Youth Savings Account

YOUTH SAVINGS ACCOUNT | It’s never too early to start saving. And if you’re a parent or legal guardian, it’d be worth your while to help instill these habits in your children sooner rather than later. Getting them ready now will help to keep them in a good place as they move along in life. … Read more

Understanding Your Loan Deferment

At first glance, a loan deferment is a saving grace for those struggling under steep financial strain. And yes, it is true that these can be true leg up in a time of need. However, you’ll want to have a full understanding of what taking on a loan deferment means. First, keep in mind that … Read more

Why Budgeting is So Important

Finances can be a big concern in any scenario. Whether it’s just you, or your entire family unit, managing your money should always be a priority. One of the greatest tools you can employ in this way is that of budgeting. But for many, this is an even bigger source of strain. That’s because many … Read more

Why a Savings Account is so Important

We all know that saving money is a good idea.  But in some cases, people feel they don’t have the time, income, or strategies to help. That’s why Affinity Bank is taking some time to cover the subject. This is in addition to the savings account options we offer in our services list. There could … Read more

Top Savings Account Tips

Welcome back to the Affinity Bank blog archive. We’ve returned with yet another entry aimed at helping you improve your financial experience. Today’s subject: top savings account tips. We all know the true value that a good savings account with a reputable banking institution can provide. That said, there are some great steps you can … Read more