Julian and Jan Hester Scholarship

Affinity Bank – as a Member of the Community Bankers Association of Georgia – Recommends the Julian & Jan Hester Scholarship to a Deserving High School Senior. ABOUT THE JULIAN & JAN HESTER MEMORIAL SCHOLARSHIP The goal of the Julian & Jan Hester Memorial Scholarship is to assist deserving high school seniors in their first … Read more

Joining the CBA of GA for Connect 2022

Affinity Bank would like to extend its warmest regards to the Community Bankers Association of Georgia. We were able to attend  their Connect 2022 convention, and it was nothing short of wonderful. Our Senior VP of Commercial Lending, Chris Cochran, attended on our behalf; his takeaways from the engagement show just how well it was … Read more

The Three Bank Accounts Every Business Needs

3 Owning a business of any size comes with what feels like a laundry list of considerations. There are so many different moving parts that require all of your staff’s attention. In this case, it helps to have dependable, efficient resources that make life easier for all parties involved. Here are the top three bank … Read more

Common Issues With Managing A Budget

A huge drawback when it comes to managing a budget is failing to have one in the first place. Many often spend money day to day without tracking where these funds are going. Sure, this can be the case for large purchases. But it’s those minute, daily purchases that can mean the difference between a … Read more

Maintaining Loans During a Time of Crisis

In the past two years, the world has seen its fair share of trials and tribulations. So much has happened that we simply could not have predicted. This is what makes managing finances all the more complex, and even more, necessary. Many were faced with the task of maintaining loans during these periods of crisis. … Read more

Deferment Vs Forbearance

So let’s say you’re in a bit of a bind with your current loans.  You’ve exhausted all other options, and you’re still short the required payment amount. Maybe it’s taking too much of a toll meeting these requirements on a monthly basis. Luckily, you aren’t out of options yet. For example, you can request a … Read more

Getting A Loan Deferment

Getting a loan deferment can mean a huge reprieve for you and your finances. It can allow you to breathe a sigh of relief, as you move about getting your finances in order with one less immediate concern on your back. That said, getting a loan deferment is no easy process. First, your best bet … Read more

Opening a Youth Savings Account

YOUTH SAVINGS ACCOUNT | It’s never too early to start saving. And if you’re a parent or legal guardian, it’d be worth your while to help instill these habits in your children sooner rather than later. Getting them ready now will help to keep them in a good place as they move along in life. … Read more